RESEARCH METHODOLOGY

How we check payment information.

A repeatable method for researching country-specific platform rules without confusing account access, payment acceptance and payouts.

Methodology · Last updated: 21 October 2026

Important distinction: “the service operates in this country” does not automatically mean every customer, business type, payout route or feature is supported there.

Step 1: Define the exact question

We start by identifying the country, provider, product, user type and action being researched. “Receive money” can mean receiving a customer card payment, being paid by a marketplace, receiving a bank transfer, or receiving a payout from a creator platform. The guide should identify which one applies.

Step 2: Find the primary source

We look for the provider's official availability directory, help-centre article, pricing page, supported-feature table, eligibility terms or onboarding requirements. A general marketing page may be useful, but it is not always enough to establish country-specific details.

Step 3: Check the conditions around availability

Where relevant, research should check business registration, residency, supported currency, bank account location, identity verification, payment methods, payout schedules, transaction fees and withdrawal restrictions. These checks should not be described as confirmed unless the relevant source supports them.

Step 4: Compare alternatives fairly

Alternatives should be compared on the same underlying use case. For example, a tool that supports bank transfers is not automatically a substitute for a card processor that supports recurring customer billing. Each alternative needs its own eligibility and feature checks.

Step 5: Record source and verification date

Every material, changeable claim should have a nearby source link or a clear reference to an official source list. The page should show the date the editor checked the supporting information. If the source is silent or ambiguous on a point, that uncertainty should be stated.

Step 6: Update when rules change

When an official page changes, the relevant guide should be rechecked rather than merely changing its date. Material updates should revise the content and note important changes when that helps readers understand the difference.

How to read our findings

  • Officially listed: the provider's cited official source lists the relevant country or capability.
  • Conditions apply: provider terms or source documentation indicate restrictions or eligibility checks.
  • Not confirmed: the reviewed sources do not establish the claim strongly enough to state it as fact.
  • Provider confirmation needed: the reader's specific use case may depend on account-level checks or updated terms.

What this method cannot do

It cannot guarantee successful onboarding, predict individual risk review, or replace the provider's final decision. Always confirm current details with the provider before making a business decision.